Steve Dearborn
Executive Strategy & Enterprise Transformation
Former President & CEO of Miller Paint Company, with two decades of enterprise growth and operational leadership. Brings a CEO perspective on alignment, performance and value creation.
Market Thesis & Strategic Conviction | October 2026
The next advantage is not adopting AI.
It is deciding well.
For community banks and credit unions, the opportunity is not simply to add another tool. It is to connect market signals, executive judgment and disciplined action.
Our Story / AI Native Banking Lab
The 3-D film
Twenty-two seconds. Demand. Decide. Deliver.
A short black-and-white film introducing 3-D: one workspace where banks and credit unions hear the market, weigh the calls and act together.
22 seconds · sound on
The founder
Elijah Jones
Operator. Transformer. Builder of decision intelligence.
Elijah’s path began with disciplined mission execution: a United States Air Force Academy education, service as a U.S. Air Force Captain, and an early foundation in operational test and evaluation. The enduring question was not just whether something worked, but whether it delivered the intended result.
That perspective carried into enterprise transformation. His experience spans payments business turnarounds, cloud M&A separation, cybersecurity and ITSM re-engineering, fintech transformation in regional banking, and platform operating-model transformation in global custodial banking.
With leadership experience across KeyBank, BNY Mellon and Braintree/PayPal, Elijah brings an operator’s lens to AI: connect strategy, architecture and governance to measurable business outcomes. In July 2026, he earned AI certification and a Gold Award in a Top 100 Global Hackathon.
“See signals. Connect the dots. Pivot with conviction.”Elijah on LinkedIn
Our strategic conviction
Start with the metric.
Prove what moves it.
We believe the next competitive advantage will belong to institutions that ask sharper questions, challenge assumptions and turn insight into decisions they can defend. AI adoption is a starting point—not the outcome.
3-D brings that conviction to the go-to-market work of banks and credit unions. The ambition is straightforward: make room for executive judgment, give teams a shared direction, and keep the business result at the center.
The people behind the conviction
Founder & Advisory Board
Executive judgment. Commercial discipline. Technology leadership.
Elijah Jones
Founder & Chief AI Architect
Award-winning AI innovator and former U.S. Air Force Captain, bridging strategy, architecture, governance and measurable business outcomes.
Karla V. Dearborn
Strategic Growth & Financial Institution Partnerships
A background in strategic sales and business development, including prior experience with Fiserv. Advises on go-to-market execution, partnerships and institutional relationships.
Bernard Kiyanda
AI Technology, Product Strategy & Enterprise Innovation
Chief Product & Technology Officer at Claravine, with leadership experience across Claravine, Drift, Sonos and LogMeIn. Advises on AI product strategy, data governance and scalable technology execution.